Privilege Pay

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Make Sure Your Transactions are Covered

Privilege Pay is a tool available from Sentry Credit Union to prevent you from overdrawing your checking account. This service is available to members who:

• Have a checking account that has been open 6 months or longer AND
• No NSF activity
• Other restrictions apply

Privilege Pay Features

• Covered NSF Items may be paid for a transaction not covered by Overdraft Transfer Protection or a CURA Line of Credit. 
• Members must repay the overdraft within 30 days from when the transaction drew the account negative. 
• Privilege Pay coverage is discretionary and SCU reserves the right not to pay an item. 
• A Per Presentment Fee will be charged when a transaction is covered by Privilege Pay, as disclosed in the SCU Fee Schedule.
• Fees are only charged when a transaction is covered by Privilege Pay.
• Members may Opt Out of Privilege Pay coverage.