Savings Rates

Interest Rates for Our Deposit Accounts

APY = Annual Percentage Yield. Fees may reduce earnings.

For more information contact Sentry Credit Union locally at (715) 346-6534 or toll-free at (877) 368-7928.

All Rates effective April 28, 2025 and subject to change

Savings and Checking Rates

Account Type	Rate	APY	Dividend Paid	Min. Balance
Share Savings	0.45%	0.45%	Quarterly	$5.00
Youth Account	0.45%	0.45%	Quarterly	$5.00
Piggy Bank Account	0.45%	0.45%	Quarterly	None
Saver's Sweepstakes	0.45%	0.45%	Quarterly	None
Christmas Club	1.75%	1.76%	Quarterly	None
Checking	0.35%	0.35%	Monthly	None

Money Market Rates

Balance	Rate	APY	Dividend Paid
$0 - $24,999.99	1.00%	1.00%	Weekly
$25,000 - $99,999.99	1.25%	1.26%	Weekly
$100,000 - $199,999.99	2.25%	2.28%	Weekly
$200,000 and Up	4.15%	4.24%	Weekly

Term Share Certificate Rates

Term	Rate	APY	Dividend Paid	Min. Balance
6 Months	3.00%	3.00%	End of Term	$500.00
12 Months	3.50%	3.55%	Quarterly	$500.00
18 Months	3.75%	3.80%	Quarterly	$500.00
24 Months	3.85%	3.91%	Quarterly	$500.00
30 Months	4.00%	4.06%	Quarterly	$500.00
3 Years	3.95%	4.01%	Quarterly	$500.00
4 Years	4.00%	4.06%	Quarterly	$500.00
5 Years	4.15%	4.22%	Quarterly	$500.00

_{24 Month or Longer Term Share Certificates may qualify for “Customiser” Coupons to bump rate and/or add a deposit to an existing Term Share Certificate contact Sentry Credit Union for more details.} _{Term Share Certificates may have a penalty for early withdrawal. Fees may reduce earnings.}_{All terms available for IRA Term Share Certificates - Traditional, Roth, Education.}

IRA/ESA Rates

IRA/ESA Plateau Account

Balance	Rate	APY	Dividend Paid
$1 – $1,999.99	0.75%	0.75%	Quarterly
$2,000 – $4,999.99	1.25%	1.26%	Quarterly
$5,000 – $9,999.99	1.50%	1.51%	Quarterly
$10,000 and Up	2.00%	2.02%	Quarterly