Retirement Accounts

Whether it is to prepare for a comfortable retirement or to reach other financial goals an IRA might be what you are looking for. For information on how to start a retirement account at Sentry Credit Union, please call 715-346-6534 or toll free 877-368-7928. We provide Traditional IRAs, Roth IRAs and Coverdell Education Savings Accounts.

Traditional IRA

A Traditional IRA is an individual retirement arrangement that allows you to save for retirement with tax-deferred earnings and the possibility of tax-deductible contributions. These tax advantages make the Traditional IRA a powerful tool in creating a balanced, long-term savings plan.

Roth IRA

A Roth IRA is an individual retirement arrangement that offers different tax incentives than a Traditional IRA to boost your retirement savings. Unlike Traditional IRAs, contributions to a Roth IRA are never tax-deductible. But the money you contribute to your Roth IRA can be withdrawn tax free at any time. And if you qualify, you can withdraw the earnings tax free too.

Coverdell Education Savings Account

Coverdell ESAs help people save for a child’s education expenses, such as tuition, fees, books, supplies, equipment, and, in some cases, room and board. With an ESA, you make nondeductible contributions that provide the potential for tax-free withdrawals–including earnings down the road.

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