Individual Retirement Account

For retirement accounts, Members can select a Regular IRA (individual retirement account), Roth IRA or Education IRA. Members can select from the Plateau Account (an open deposit account with no fixed term) or a Certificate of Deposit (fixed term of 18 or 30 months). The rates on these accounts are listed below:

IRA Plateau Account

Balance Rate APY Term
$1 – $2,000 0.15% 0.16% Open
$2,001 – $5,000 0.25% 0.26% Open
$5,001 – $10,000 0.35% 0.36% Open
$10,001 and Up 0.50% 0.51% Open

IRA Certificates of Deposit

Term Rate APY Min. Balance
18 Months 0.20% 0.20% $500
30 Months 0.30% 0.30% $500

APY = Annual Percentage Rate

Individual retirement accounts at Sentry Credit Union are federally insured to $250,000 by NCUA, a U. S. government agency. This coverage is in addition to the $250,000 of insurance on your other SCU accounts.

Branch Locator
Zip:

Sentry Credit Union
1800 North Point Drive
Stevens Point, Wisconsin 54481
Sentry Extension: 6534 | Local Phone: 715-346-6534
Toll-Free Phone: 877-368-7928 | Fax Number: 715-346-7930
© 2010 Sentry Credit Union
scu@sentrycu.org