Loans

Another great place to see the credit union advantage is in loan servicing and loan rates. Since you are a member, not a customer, our motive in being your lending partner is service, not profit. Find out more about our loan options and contact us with any questions. You can also request a loan application online.

Personal

Take a vacation, pay off credit cards, borrow for wedding expenses, consolidate debt, or whatever you choose with a Personal Loan from Sentry Credit Union. Payments can be made through the convenience of payroll deduction or an automatic transfer from your SCU savings or checking. Check our rates, then request a loan application today!

Auto/Boat

Finance a new or used car, truck, motorcycle, camper or boat at SCU and save. We want to make your next purchase as easy as possible — so we provide great rates with no down payment required. Our friendly loan staff will work with you to provide a loan that will fit your budget. Payments can be made through the convenience of payroll deduction or an automatic transfer from your SCU savings or checking. Loan terms up to 84 months are available for new vehicles and up to 60 months for used vehicles. Check out our rates, calculate your payment, and then request a loan application today!

Recreational Vehicle

Have fun in the sun and snow with a recreational vehicle loan. Financing is available on new snowmobiles, ATVs and jet skis! Enjoy the outdoors and a great low rate when you finance your purchase at SCU. Check our rates, then request a loan application today!

Consolidation

Our loan department is ready to assist you in making your financial matters easier. Let us help you turn several credit card or loan payments into one with a consolidation loan. Payments can be made through the convenience of payroll deduction or an automatic transfer from your SCU savings or checking. Check our rates, then request a loan application today!

Line of Credit

Establish a Line of Credit loan at SCU and eliminate your worries when sudden expenses arise. A Line of Credit loan is an unsecured line of credit which allows you up to 12 advances per year. Payments can be made through the convenience of payroll deduction or an automatic transfer from your SCU savings or checking. Monthly payments are calculated at 4% on the balance of the loan with a minimum payment of $20. Check our rates, then request a loan application today!

CURA – (Credit Union Reserve Account)

Write yourself a loan by simply writing a check. This line of credit lends money to your checking account when your own funds aren’t available. It spares you overdraft fees and worries, protects your credit reputation and puts cash at your fingertips. Payments can be made through the convenience of payroll deduction or an automatic transfer from your SCU savings or checking. Monthly payments are calculated at 4% on the balance of the loan with a minimum payment of $20. Check our rates, then request a loan application today!

Computer

As technology advances, so does the need for owning a computer compatible with programs and software. If you’re in need of a new computer, turn to Sentry Credit Union for your financing. You can choose either a 24 or 30 month term – and SCU will finance up to 70% on the purchase price of the hardware. Loan repayment can be made through the convenience of payroll deduction or an automatic transfer from your SCU savings or checking. Check out our rates and then request a loan application today!

Pledged

Borrow up to your share savings or term share certificate balance for any reason at very low rates. A portion of your account equal in amount to the loan balance is placed on hold and not available for withdrawal. As you make your loan payments this amount decreases. Check out our rates and then request a loan application today!


Whether you’re a first time home buyer, looking to refinance an existing mortgage, decided it’s time to make home improvements, or just wanting to borrow against the equity in your home - Sentry Credit Union’s friendly, experienced Mortgage Loan Officers are ready to help you choose the program that’s right for you.

The Right Mortgage Loan for you

Sentry Credit Union offers a variety of competitive mortgage rates and low closing cost.

Loan Options:

  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • Home Equity Revolving Line of Credit
  • Fixed Rate Home Equity Loan
  • Construction Loan

Pre-Qualification

Pre-qualification with Sentry Credit Union is quick, easy and FREE! Within a few hours you’ll be pre-qualified and know how much home you can afford. After you have found the home of your dreams, your can then submit a mortgage application for loan approval.

We offer first mortgages in the state of Wisconsin for the following counties: Portage, Wood, Waushara, Marathon, Waupaca, and Adams. Home Equity loans are available throughout the state of Wisconsin.

For more details or to setup an appointment please contact us and ask for the Mortgage Loan Department.


Higher Credit Limit Available on Home Equity Line of Credit!
No Closing Costs* No Annual Fee

Low 3.25% Annual Percentage Rate based on current Prime Rate as reported in the Wall Street Journal.

The equity in your home may be used as collateral that you can put to work for you. Use the proceeds from a home equity loan for Loan Consolidations, Auto Purchases, Educational Expenses, Home Improvements, Vacations, Payoff 401K Loan…to name just a few ideas on how you could use this money. Current tax laws could qualify the interest you pay on your home equity loan as tax deductible. To see if you qualify, please check with your tax advisor. In addition to the tax advantage, our combination of a low rate, no closing costs, and no annual fees adds up to your best deal. Details are:

  • Eligibility……Primary Dwelling Only
  • Loan to Home Value……May Exceed 80%
  • Minimum Line of Credit……$10,000
  • Maximum Line of Credit……$500,000
  • Annual Percentage Rate……Prime Rate + 0.00%
  • Rate Adjustment Period……January 1 and July 1
  • *Closing Costs……Restrictions Apply for Title Ins., Homes in Flood Plains

Home Equity Loans from SCU available in Wisconsin only.

For more details, call toll free: 877-368-7928, local at 715-346-6534, or SHO ext. 6534.


Branch Locator
Zip:

Sentry Credit Union
1800 North Point Drive
Stevens Point, Wisconsin 54481
Sentry Extension: 6534 | Local Phone: 715-346-6534
Toll-Free Phone: 877-368-7928 | Fax Number: 715-346-7930
© 2010 Sentry Credit Union
scu@sentrycu.org