Sentry Credit Union
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Variable Rates

Sentry Credit Union offers a variable rate loan program.  The index for the variable rate is 2.00% (13 week average of 13 week Treasury Bill Auction through March 2008).  Rates on existing variable rate loan balances change on the first day of each calendar quarter if the index changes.  Rate changes will not change the monthly loan payment due, but may result in either fewer or more payments.

 

Variable Rates for New and Used Vehicles - 20% down payment required

Rates and terms available for both new and used:  Autos, Trucks, Vans, Motorcycles, Motor Homes, Boats (including motor/trailer), 5th Wheels, Travel Trailers, Campers

Model Year

Variable Annual % Rate

Fixed Annual % Rate

Repayment Term

2008 4.00% 5.50% Up to 36 months
2008 4.50% 6.00% 37 to 60 months
2007, 2006 5.75% 7.25% Variable rate - Up to 48 months
Fixed rate - Up to 36 months
2005 through 2002 6.75% 8.25% Variable rate - Up to 30 months
Fixed rate - Up to 24 months

Variable Rates for New and Used Vehicles - NO down payment required

Rates and terms available for both new and used:  Autos, Trucks, Vans, Motorcycles, Motor Homes, Boats (including motor/trailer), 5th Wheels, Travel Trailers, Campers

Model Year

Variable Annual % Rate

Fixed Annual % Rate

Repayment Term

2008 10.75% 12.25% Up to 36 months

 

   

 
 
 



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