Another great place to see the credit union advantage is in loan servicing and loan rates. Since you are a member, not a customer, our motive in being your lending partner is service, not profit. Find out more about our loan options and contact us with any questions. You can also request a loan application online.
All loans are subject to approval.
Finance a new or used car, truck, motorcycle, camper or boat at SCU and save. We want to make your next purchase as easy as possible — so we provide great rates with no down payment required. Our friendly loan staff will work with you to provide a loan that will fit your budget. Payments can be made through the convenience of payroll deduction or an automatic transfer from your SCU savings or checking. Loan terms up to 84 months are available for new vehicles and up to 60 months for used vehicles. Check out our rates, calculate your payment, and then request a loan application today!
Have fun in the sun and snow with a recreational vehicle loan. Financing is available on new snowmobiles, ATVs and jet skis! Enjoy the outdoors and a great low rate when you finance your purchase at SCU. Check our rates, then request a loan application today!
CURA – (Credit Union Reserve Account)
Write yourself a loan by simply writing a check. This line of credit lends money to your checking account when your own funds aren’t available. It spares you overdraft fees and worries, protects your credit reputation and puts cash at your fingertips. Payments can be made through the convenience of payroll deduction or an automatic transfer from your SCU savings or checking. Monthly payments are calculated at 4% on the balance of the loan with a minimum payment of $20. Check our rates, then request a loan application today!
Line of Credit
Establish a Line of Credit loan at SCU and eliminate your worries when sudden expenses arise. A Line of Credit loan is an unsecured line of credit which allows you up to 12 advances per year. Payments can be made through the convenience of payroll deduction or an automatic transfer from your SCU savings or checking. Monthly payments are calculated at 4% on the balance of the loan with a minimum payment of $20. Check our rates, then request a loan application today!
Borrow up to your share savings or term share certificate balance for any reason at very low rates. A portion of your account equal in amount to the loan balance is placed on hold and not available for withdrawal. As you make your loan payments this amount decreases. Check out our rates and then request a loan application today!
Refinance Student Loans
Private Student Loans
The options listed below are for private student loans. These should be considered only after you/your student have checked with the admissions/financial aid department of the college or university that the student will be attending. They (college/university) will provide information on completing a FAFSA (Free Application for Federal Student Aid) to determine grants, scholarship or other assistance that the student may qualify for. Only after you have determined what funds may be available should you consider private student loans.
Associates of Sentry Insurance or Dependents of a Sentry Insurance Associate
Student loans of up to $10,000 per student or $20,000 per family for each school year are available as a benefit of Sentry Insurance. Loan amounts per student, per school year are available in the following increments: $2,500, $5,000, $7,500, or $10,000.
Associates can accumulate a maximum loan amount of $80,000.
Eligibility: Eligible associates include those who are supporting full-time college educations of dependents at accredited colleges, universities, or technical schools. Loans are also available for associates who themselves are pursing full-time educations. Associates must be regular full time or part time and at least 21 years old with one year of service at Sentry.
Interest rate: All Sentry Student Loan interest rates remain at 6%, however no interest accumulates on the loans(s) until six months after a student graduates or leaves school. In addition, repayment of loans do not begin until six months after a student graduates or leaves school. Repayments are made via payroll deduction. The repayment period for a $7,500 loan is eight years and 10 years for a $10,000 loan.
Prepayment: Loans can be prepaid in full or in part at any time without penalty.
Loan form: Download and print the Sentry Student Loan application (PDF – new window/tab).
If you have questions, email Kathy Clucas. (Kathy.Clucas@sentry.com)
If you do not qualify for this company benefit, then consider:
Complete a free application for Federal Student Aid (FAFSA)®
Federal Student Aid, a part of the U.S. Department of Education, is the largest provider of student financial aid in the nation. Their programs provide grants, loans, work-study funds to students attending college.
To get started, go to FAFSA.
Questions About Options Listed Above – Call the Credit Union at 715-346-6534.
Real Estate Loans
Real Estate Loans
Whether you’re a first time home buyer, looking to refinance an existing mortgage, decided it’s time to make home improvements, or just wanting to borrow against the equity in your home – Sentry Credit Union’s friendly, experienced Mortgage Loan Officers are ready to help you choose the program that’s right for you.
The Right Mortgage Loan for you
Sentry Credit Union offers a variety of competitive mortgage rates and low closing cost.
- Fixed Rate Mortgage
- Home Equity Revolving Line of Credit
- Fixed Rate Home Equity Loan
Pre-approval with Sentry Credit Union is quick, easy and FREE! Within a few hours you’ll be pre-approved and know how much home you can afford. After you have found the home of your dreams, your can then submit a mortgage application for loan approval.
We offer first mortgages in the state of Wisconsin for the following counties: Portage, Wood, Waushara, Marathon, Waupaca, and Adams. Home Equity loans are available throughout the state of Wisconsin.
For more details or to setup an appointment please contact us and ask for the Mortgage Loan Department.
Home Equity Loans
Home Equity Loans
The equity in your home may be used as collateral that you can put to work for you. Use the proceeds from a home equity loan for Loan Consolidations, Auto Purchases, Educational Expenses, Home Improvements, Vacations, Payoff 401K Loan…to name just a few ideas on how you could use this money. Current tax laws could qualify the interest you pay on your home equity loan as tax deductible. To see if you qualify, please check with your tax advisor. In addition to the tax advantage, our combination of a low rate, no closing costs, and no annual fees adds up to your best deal.
Home Equity Loans from SCU available in Wisconsin only.
For more details, call toll free: 877-368-7928, local at 715-346-6534, or SHO ext. 346-6534.